Step-up SIP Calculator

Project SIP returns with an annual increase.

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₹
%

Your monthly SIP increases by this % every year.

%
years

Estimated maturity value

₹33,74,326

Total invested₹19,12,491
Estimated gains₹14,61,835
Invested Gains

About Step-up SIP Calculator

A step-up SIP lets you increase your monthly investment by a fixed percentage every year, usually in line with salary growth. This calculator projects the maturity value and gains when your SIP grows annually, with monthly compounding.

How to use

  1. 1Enter your initial monthly investment.
  2. 2Set the annual step-up percentage (how much the SIP rises each year).
  3. 3Enter the expected annual return and the investment period.
  4. 4See the projected maturity value, total invested and estimated gains.

Features

  • Models an annual increase in your monthly SIP.
  • Monthly compounding, like real SIPs.
  • Splits total invested vs. estimated gains.
  • Instant, private, in-browser calculation.

Frequently asked questions